Categorized | Debt Reduction


If your debt is out of control, here are some simple steps you can take to start getting out of debt. It won’t happen overnight, but over time you can be living debt free. For more info on getting . . .

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10 Comments For This Post

  1. inkey2 Says:

    Part 2: People just want “way too much” these days. Want to be debt free? Live “way below your means”. I live in a 700 square foot condo with my wife. Yeh…its small…but I OWN IT free and clear. I drive a 15 year old car that I take good care of, is it an unstylish frumpy car? YES, but I OWN IT free and clear. OH yes…by the way…if you can’t afford to have children…DONT HAVE ANY. Life is not always fun, but IT IS REAL and dont expect others to bail you out.

  2. inkey2 Says:

    Certainly with “some” exceptions, most debt ridden people caused their own hell. I have had panic attacks since I was 13 years old ( i am 55 now) so I have had to be very financially conservative with my money as I never really knew when or if I would become too disabled to work. Well I a have been debt free since I was 50 years old… Paid off condo, paid off car, and about $100,000 in the bank. My parents who are in their 80s are right….people just want “too much” today.

  3. vidfreak727 Says:

    what freelance work would I do? i don’t have any idea of what to do for that.easier said than done.

  4. gravtex Says:

    You can blame someone else for why you’re in debt or take responsibility for your own actions - I know it’s more fun to just blame everyone else and act like a victim, but c’mon, time to grow up and realize you ultimately decide what you do, not the rich or the gov’t or whatever.

  5. swordandsheild1 Says:

    I agree with you, and do not feel it is my fault I am in debt. Have any advice for a single mom, with nothing put away, who owns nothing, can’t aford to pay taxes, and can’t afford to save money. Getting older and need to try something.

  6. vidfreak727 Says:

    what about when someone cuts your work hours by half? I can’t afford to pay for even gas for my car.

  7. gravtex Says:

    Get a second job or start doing freelance work from home.

  8. learningtoinvest Says:

    Very true. I don’t know about where you are, but here in Japan we can opt to have the entire credit card balance debited directly from our bank account every month. It only carries over to the next month if you have insufficient funds. I just pay for my internet, cable, and mobile by credit card so the amount deducted is never a surprise

  9. learningtoinvest Says:

    Good ideas. Thanks for posting! I want to see those credit cards in a blender! (^O^)/

  10. gravtex Says:

    I actually just got a blendtec, maybe I should record that video.

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